As we've witnessed in the market, not everyone who is now suffering from "Bad Credit" were home "speculators" or people who started out with "Bad Credit" in the first place. Consumers have to deal with the reality that for some the American Dream has become an American Nightmare. We understand and would like to help.

SOS FINANCIAL  introduces you to Credit Builder starting at $250 or $49.95 per month our experts with over those who have lower than 'average' credit scores, you've more than likely been turned down because your score has kept you from attaining credit. For many of those classified as having 'bad credit' SOS FINANCIAL will strive to assist you in realizing your dreams quicker than you thought.

We Will Assist You in Cleaning up All 3 Major Credit Bureaus

We Offer You Our Expertise.

Our Services Include:

• Ordering Your Credit File
• Complete and Full Credit Analysis
• Set up Your File for Effective Disputing
• Send No-Contact Letters to Problem Creditors
• Debt Elimination Services
• Budgeting Clinic
• Mortgage Placement Assistance

The first step is to audit the four laws that have been established to protect consumers, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act, and the Health Insurance Portability and Accountability Act. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to back the claims they make. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer's credit report.

After we've helped you improve your credit and you know how to responsibly use that new credit, we'll put you in contact with approved lenders to assist you in originating your loan.

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