F.A.Q's

1. IS CREDIT REPAIR LEGAL?
Yes, The Fair Credit Reporting Act (FCRA) was created on the behalf of consumers to allow them to review and determine what is rightfully on their reports and what is not. Further to be able to dispute or challenge any information that is misleading, misrepresented or reported negatively.

Although the credit reporting agencies would like you to think otherwise, it is your right to challenge or dispute any information that is on your credit report. What is it that we do? We improve your credit by identifying the negative items that are lowering your credit score. After identifying the misleading, unverifiable, and inaccurate items we then work to delete them from your credit history.

What are some of the items that you can remove?
Tax Liens Foreclosure
Collections
Repossessions
Garnishments
Bankruptcies
Judgments
Charge Offs
and much more >>

2. WILL THE $250 PAY FOR ALL 3 CREDIT BUREAUS?
Yes. We, at SOS FINANCIAL will work to get your beacon score over 620 and 80% of the negative items removed for only $250; no other hidden charges or fees.

3. HOW LONG DOES THE CREDIT PROCESS TAKE?
Normally you will see a significant improvement to your credit within the first 45-60 days. The length of the entire process is 4 to 6 months.

4. DO I HAVE TO COME IN FOR AN APPOINTMENT?
No. We can do everything over the phone or you can sign up via the internet.

5. HOW CAN I PAY?
We accept credit cards, money orders, moneygram, personal checks or check by phone.